FreeCreditCardsApplications.com

The credit card offers in this section are the most popular low interest credit cards found online. These cards feature low introductory APR's, regular APR's, and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs. We at Free Credit Cards Applications currently recommend the Pulaski Bank Card. A great card with one of the lowest APRs anywhere of only 6.5% with an annual fee of $35.

Discover® More Card

0% intro APR on purchases for 6 months, then the variable purchase APR of 11.99% - 20.99%
0% intro APR on balance transfers for 18 months, then the variable purchase APR of 11.99% - 20.99%
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
0%*	6 months*	11.99%-20.99% (Variable)*	None	Excellent

Miles by Discover® Card

Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
1 mile on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
0%*	6 Months*	10.99%-16.99% (Variable)*	None	Good

Discover® More Card

0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
0%*	15 Months*	11.99% - 20.99% (Variable)*	None	Excellent

Escape by Discover® Card

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
0%*	6 months*	10.99%-16.99% (Variable)*	$60*	Excellent

Discover® Open Road Card

Free $150 Restaurant.com Gift Certificate with first purchase
0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 11.99% - 20.99%
2% automatically at any gas station and any restaurant all year long
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
0%*	12 Months*	11.99% - 20.99% (Variable)*	None	Good

Blue Cash Everyday(SM) Card from American Express

No annual fee, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
See Terms*	See Terms*	17.24%-22.24% Variable	No Annual Fee	Excellent

Simmons First Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 9.25% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
N/A	N/A	9.25%	None	Excellent

Simmons First Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 7.25% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
No Annual Fee

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
N/A	N/A	7.25%	None	Excellent

PenFed Promise VISA Card

Absolutely no fees!
7.49% introductory purchase APR for first 36 months! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
No-fee cash advances carry a 17.99% APR
No Foreign Transaction Fees!
Some restrictions apply.

Terms and Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
7.49%	36 months	9.99%	None	Excellent

Visa® Black Card

Made with carbon, not just another piece of plastic; Membership is limited
24-hour concierge service at your disposal
Access to over 600 VIP airport lounges worldwide in over 100 countries
Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
Accepted globally; zero liability protection against unauthorized purchases

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
N/A	N/A	14.99%	$495	Excellent

IBERIABANK Visa® Classic Card

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
N/A	N/A	7.25%, 10.25%, or 13.25%	None	Excellent

IBERIABANK Visa® Platinum Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
N/A	N/A	9.25%, 12.25%, or 15.25%	None	Excellent

Visa Platinum Cashback Rewards Card

13.99% APR -- lower than most rewards cards!
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
Up to $50,000 limit
No Annual Fee
Cash Rewards credited each month
No special restrictions to earn your cash rewards
Limited Time Only – Low Balance Transfer Rates†

Terms and Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
N/A	N/A	13.99%	None	Excellent

PenFed Premium Travel Rewards American Express® Card

No annual fee
5x points on airfare purchases and 1x points on all other purchases
20,000 bonus points upon spending $650 in the first 3 months
Complimentary concierge service
Exceptional travel offers and discounts
VIP airport lounge access with $15,000 in annual spend

Terms and Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
N/A	N/A	13.24%	$50	Excellent

IBERIABANK Visa ® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information
Low Annual Fee of $35.00.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
0% or 7.50%	12 Months	7.50%, 9.50% or 11.50%*	$35	Excellent

IBERIABANK Visa® Gold Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
N/A	N/A	9.25%, 12.25%, or 15.25%	None	Excellent

Discover® Motiva(SM) Card

Cash Rewards for your good credit management!
Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*

Intro APR	Intro Period	Regular APR	Annual Fee	Credit
3.99%*	6 Months*	11.99% - 18.99%*	None	Good

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.